We invite you to join the thousands of others who have discovered the benefits of membership in Faith Community United Credit Union (FCUCU). Organized in 1952, based on the faith and vision of the members of Mt. Sinai Baptist Church, FCUCU invites you to discover the credit union difference.

Rita L. Haynes CEO &  Manager ritalh@faithcu.com

What is a credit union? A credit union is a group of people who have joined together for the purpose of saving their money in a common fund from which they make loans to members. Credit unions are significantly different from other financial institutions in that members are also owners. Each member/owner establishes their "share" within the credit union when they open their savings (or "share") account. This initial deposit permits the member/owner to participate in the credit union’s direction by running for and electing the board of directors.

What happens to the earnings? Credit unions are also different in that earnings are distributed back to the members in terms of higher savings rates, lower loan rates, added services, and lower fees.

How safe and secure is a credit union? Even though credit unions are volunteer-led organizations, safety and security of operations and member funds are paramount. Besides internal audits, credit unions are required to fulfill regulatory requirements for operations. This credit union is not federally insured, however, each FCUCU account is protected up to $250,000 by the American Share Insurance (ASI), a private insurer.  

How do you enroll? Complete an application, and return it along with your initial $50.00 share account deposit (10 shares), and one-time entrance fee to become a FCUCU member/owner.  Request application information

ENTRY FEE:

Single $1.00                       Joint $2.00                    Associations & Corporations              $5.00

Where and when can I enroll?  

Office Location/ Hours of Operation: